According to Costa Rican law, a squatter can acquire rights to a property if the property owner allows that person to use or maintain possession of the property for more than a year. Once the property has been acquired it cannot be taken away, except for reasons such as eminent domain, and then only with proper compensation. To guard against this possibility, hire a caretaker to live on the property.

Yes, several companies provide title insurance in Costa Rica; most are backed by U.S. title insurance companies. The cost is calculated at around 3% of the property purchase price. 

Homeowners’ insurance is available for a very reasonable rate. You may choose various options and add-ons, such as earthquake or theft insurance. 

Yes, caretakers are affordable – generally less than $500 per month plus lodging – and offer excellent protection for your property.